Take-home engine
Every state. Down to the county.
Most calculators stop at your state's headline rate. Lottery Dreams models the seven ways states actually tax a jackpot — exempt states, flat taxes, withholding gaps, refunds, and local surtaxes — including all 24 Maryland counties, all 92 Indiana counties, and New York City and Yonkers. GPS can even set your state and county for you.
- 50 states + D.C., with plain-English explanations for each
- 119 county and city local-tax options — the layer everyone else skips
- Tap any line to see exactly how the cash option became your number






