Legal
Terms of Use
The rules for using Lottery Dreams — the app and this website — operated by BagYak, LLC. We tried to write these in English. Where the law makes us be formal, we are.
Last updated: August 4, 2026 · Effective: August 4, 2026
1. Who we are
“Lottery Dreams,” “we,” “us,” and “our” refer to BagYak, LLC, a Massachusetts limited liability company, and its Lottery Dreams product, including the iOS app and the website at lottery-dreams.com (together, the “Service”). “You” means the person using the Service.
2. Acceptance of these Terms
By downloading, installing, accessing, or using the Service, you agree to these Terms of Use, our Privacy Policy, and our Tax Disclaimer. If you do not agree, do not use the Service.
3. Eligibility
You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is higher) and legally able to enter into a binding contract. The Service is intended for residents of the United States; it is designed around U.S. lottery games and U.S. tax rules.
4. What the Service does — and doesn’t
The Service is an informational and entertainment tool. It estimates after-tax take-home values of advertised U.S. lottery jackpots, lets you save and schedule number sets, checks them against published drawing results, tracks what you record spending, and lets you allocate a hypothetical prize across “dream” categories. The Service:
- Does not sell, resell, issue, or facilitate the purchase of lottery tickets.
- Does not provide tax, legal, investment, accounting, or financial advice.
- Is not affiliated with Powerball, Mega Millions, the Multi-State Lottery Association, any state lottery commission, the IRS, or any taxing authority.
- Does not improve odds or predict outcomes. Lottery drawings are random, independent events; any statistics shown (including “hot” and “cold” numbers) are historical information for entertainment.
- Match results and estimated winnings shown in the app are estimates for entertainment and record-keeping; always verify a real ticket against official lottery results before relying on any outcome.
5. Pricing
The app is currently offered free of charge and contains no purchases. If paid features are introduced in the future, they will be clearly disclosed and governed by updated terms presented before you pay anything.
6. Your device and data
Most of your data (state selection, plans, saved numbers, tracked tickets) is stored locally on your device and is not backed up by us. You are responsible for the security of your device and Apple ID. We are not responsible for data loss caused by device problems, deletion of the app, or other events outside our control.
7. Acceptable use
- Don’t use the Service to violate any law, regulation, or third-party right.
- Don’t reverse engineer, decompile, scrape, or attempt to derive source code except to the extent expressly permitted by law.
- Don’t interfere with the operation of the Service (excessive requests, probing for vulnerabilities other than responsible disclosure, circumventing rate limits).
- Don’t use the Service to build a competing product, resell access, or harvest data.
- Don’t impersonate any person or submit content that is harassing, threatening, or misleading.
8. Intellectual property
The Service — software, design, copy, graphics, logos, and trademarks (including “Lottery Dreams” and “BagYak”) — is owned by BagYak, LLC or its licensors and protected by U.S. and international intellectual-property laws. “Powerball” and “Mega Millions” are trademarks of their respective owners.
9. Disclaimers
The Service is provided “as is” and “as available,” without warranties of any kind, express or implied. Jackpot figures, drawing results, cutoff times, and tax estimates are compiled in good faith from public sources and may be delayed, incomplete, or wrong; verify anything that matters against official sources.
10. Limitation of liability
To the maximum extent permitted by law, BagYak, LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost winnings, or lost data, arising out of or related to your use of the Service. Our total liability for any claim will not exceed one hundred U.S. dollars ($100).
11. Governing law
These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict-of-law rules. Venue for any dispute lies in the state or federal courts located in Massachusetts.
12. Changes
We may update these Terms as the Service evolves. Material changes will be reflected in the dates above; continued use after changes means acceptance.
13. Contact
Questions about these Terms? Use the contact form.